An update on this post: Santander refunded £110 of the £130 charges levied in June in respect of May. They also have said they will no longer charge me the £10 non payment fee if I use my card when my account balance is not within the authorized limit.
The DWP withheld my benefits over Christmas into New Year because I declared £100 earnings from freelance work I had done. You can read about it and the letter I sent in the posts from that time. (more…)